[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ipap.cz\/jak-se-zbavit-potizi\/#Article","mainEntityOfPage":"https:\/\/www.ipap.cz\/jak-se-zbavit-potizi\/","headline":"Jak se zbavit pot\u00ed\u017e\u00ed?","name":"Jak se zbavit pot\u00ed\u017e\u00ed?","description":"Jist\u011b mi potvrd\u00edte, \u017ee nen\u00ed nedostatek pen\u011bz zrovna radostn\u00e1 situace, v n\u00ed\u017e se m\u016f\u017eeme ocitnout. Ale jakkoliv si nikdy nep\u0159ejeme dostat se do finan\u010dn\u00ed t\u00edsn\u011b, o b\u00edd\u011b a dluz\u00edch u\u017e ani nemluv\u011b, i to se st\u00e1v\u00e1. N\u011bkdy nedostaneme za svou... <a class=\"more-link\" href=\"https:\/\/www.ipap.cz\/jak-se-zbavit-potizi\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2025-05-18","dateModified":"2025-05-18","author":{"@type":"Person","@id":"https:\/\/www.ipap.cz\/author\/#Person","name":"","url":"https:\/\/www.ipap.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ipap.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ipap.cz\/wp-content\/uploads\/pppppppppppppppppppp_10_10_10_4.jpg","url":"https:\/\/www.ipap.cz\/wp-content\/uploads\/pppppppppppppppppppp_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.ipap.cz\/jak-se-zbavit-potizi\/","about":["Pen\u00edze"],"wordCount":446,"articleBody":"        Jist\u011b mi potvrd\u00edte, \u017ee nen\u00ed nedostatek pen\u011bz zrovna radostn\u00e1 situace, v n\u00ed\u017e se m\u016f\u017eeme ocitnout. Ale jakkoliv si nikdy nep\u0159ejeme dostat se do finan\u010dn\u00ed t\u00edsn\u011b, o b\u00edd\u011b a dluz\u00edch u\u017e ani nemluv\u011b, i to se st\u00e1v\u00e1. N\u011bkdy nedostaneme za svou pr\u00e1ci takovou finan\u010dn\u00ed odm\u011bnu, jakou bychom si p\u0159\u00e1li, n\u011bkdy se objev\u00ed nutnost utr\u00e1cet v\u00edc, ne\u017e je obvykl\u00e9 a zvladateln\u00e9, a pak n\u00e1m za\u010dne opravdu v\u00e1\u017en\u00e9 tr\u00e1pen\u00ed. Proto\u017ee jak \u017e\u00edt bez dostatku pen\u011bz? To je hodn\u011b slo\u017eit\u00e9. Nedostatek pen\u011bz je tedy jednou z nejhor\u0161\u00edch situac\u00ed, jak\u00e9 m\u016f\u017ee \u010dlov\u011bk za\u017e\u00edt. A kdy\u017e u\u017e na n\u011bkoho takov\u00e9 probl\u00e9my dolehnou, mus\u00ed se tento sna\u017eit, aby se jich zase co nejd\u0159\u00edve zbavil. Aby zase pen\u00edze sehnal a mohl v\u00e9st norm\u00e1ln\u00ed \u017eivot.Pen\u00edze se ale nesh\u00e1n\u011bj\u00ed zase a\u017e tak lehce, jak bychom si to p\u0159\u00e1li. M\u016f\u017eeme si je sice vyd\u011blat, ale to chce m\u00edt dost dob\u0159e honorovanou pr\u00e1ci a vydr\u017eet do v\u00fdplatn\u00edho term\u00ednu. Co\u017e se n\u011bkdy neda\u0159\u00ed. A m\u00edt tolik zam\u011bstn\u00e1n\u00ed, aby se k n\u00e1m hrnuly v\u00fdplaty ve zna\u010dn\u00e9 v\u00fd\u0161i ze v\u0161ech stran, tak\u00e9 nejde. N\u011bkdo m\u016f\u017ee sice dv\u011b a snad a\u017e t\u0159i zam\u011bstn\u00e1n\u00ed m\u00edt, ale s\u00edly a \u010das, kter\u00e9 m\u00e1me, nejsou neomezen\u00e9.A kdy\u017e pak nesta\u010d\u00ed na\u0161e p\u0159\u00edjmy a nem\u00e1me ani \u00faspory, kter\u00fdmi bychom si p\u0159ilep\u0161ili v dob\u011b nedostate\u010dn\u00fdch p\u0159\u00edjm\u016f, mus\u00edme zkr\u00e1tka projevit z\u00e1jem aspo\u0148 o p\u016fj\u010dku.Ale zat\u00edmco banky n\u011bkomu pen\u00edze p\u016fj\u010d\u00ed, jin\u00e9mu je p\u016fj\u010dit odm\u00edtnou. Z\u00e1le\u017e\u00ed na tom, jak u konkr\u00e9tn\u00edho \u017eadatele posoud\u00ed jeho p\u0159\u00edjmy, registry dlu\u017en\u00edk\u016f a p\u0159\u00edpadn\u011b i dal\u0161\u00ed aspekty, kter\u00e9 by mohly m\u00edt vliv na schopnost a ochotu spl\u00e1cet.A kdy\u017e \u010dlov\u011bku v bance odm\u00edtnou vyhov\u011bt? Pak zb\u00fdv\u00e1 u\u017e jedin\u011b hypot\u00e9ka pro dlu\u017en\u00edky, kterou i t\u011bm zd\u00e1nliv\u011b beznad\u011bjn\u00fdm \u017eadatel\u016fm nab\u00edz\u00ed nebankovn\u00ed spole\u010dnost. V\u00fdhodou nebankovn\u00ed hypot\u00e9ky je toti\u017e fakt, \u017ee se poskytuje t\u011bm, kdo za ni mohou ru\u010dit nemovitost\u00ed. A kdo ru\u010d\u00ed takov\u00fdm majetkem, u toho je spolehnut\u00ed na to, \u017ee bude takov\u00e1 p\u016fj\u010dka splacena. Tak\u017ee nen\u00ed d\u016fvod, aby tu \u010dlov\u011bku nep\u016fj\u010dili. A nepomohli mu t\u00edm zvl\u00e1dnout jeho obt\u00ed\u017ee.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak se zbavit pot\u00ed\u017e\u00ed?","item":"https:\/\/www.ipap.cz\/jak-se-zbavit-potizi\/#breadcrumbitem"}]}]