[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ipap.cz\/chcete-si-postavit-dum\/#Article","mainEntityOfPage":"https:\/\/www.ipap.cz\/chcete-si-postavit-dum\/","headline":"Chcete si postavit d\u016fm?","name":"Chcete si postavit d\u016fm?","description":"Kdy\u017e vid\u00edm n\u011bkoho, kdo si sh\u00e1n\u00ed bydlen\u00ed, ch\u00e1pu ho. Nevid\u00edm na t\u00e9to jeho snaze nic divn\u00e9ho, proto\u017ee my lid\u00e9 zkr\u00e1tka bydlet pot\u0159ebujeme. Bydlen\u00ed n\u00e1m p\u0159in\u00e1\u0161\u00ed celou \u0159adu v\u00fdhod, bez nich\u017e bychom se neobe\u0161li. Nebo aspo\u0148 necht\u011bli obej\u00edt. Ale je jasn\u00e9,... <a class=\"more-link\" href=\"https:\/\/www.ipap.cz\/chcete-si-postavit-dum\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2025-05-06","dateModified":"2025-05-06","author":{"@type":"Person","@id":"https:\/\/www.ipap.cz\/author\/#Person","name":"","url":"https:\/\/www.ipap.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ipap.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ipap.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppp_10_10_1.jpg","url":"https:\/\/www.ipap.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppp_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.ipap.cz\/chcete-si-postavit-dum\/","about":["Pen\u00edze"],"wordCount":424,"articleBody":"         Kdy\u017e vid\u00edm n\u011bkoho, kdo si sh\u00e1n\u00ed bydlen\u00ed, ch\u00e1pu ho. Nevid\u00edm na t\u00e9to jeho snaze nic divn\u00e9ho, proto\u017ee my lid\u00e9 zkr\u00e1tka bydlet pot\u0159ebujeme. Bydlen\u00ed n\u00e1m p\u0159in\u00e1\u0161\u00ed celou \u0159adu v\u00fdhod, bez nich\u017e bychom se neobe\u0161li. Nebo aspo\u0148 necht\u011bli obej\u00edt. Ale je jasn\u00e9, \u017ee nepova\u017euji v\u0161echny zp\u016fsoby sh\u00e1n\u011bn\u00ed vlastn\u00ed st\u0159echy nad hlavou za stejn\u011b rozumn\u00e9. Kdy\u017e \u010dlov\u011bk sh\u00e1n\u00ed n\u011bjak\u00fd n\u00e1jem nebo podn\u00e1jem, moc jeho rozhodnut\u00ed nepodporuji. Nem\u00e1m nic proti tomu, kdy\u017e lid\u00e9 bydl\u00ed v n\u00e1jmu, ale zkr\u00e1tka to neuzn\u00e1v\u00e1m. A to z ekonomick\u00fdch d\u016fvod\u016f. Ten, kdo se zabydl\u00ed v n\u00e1jemn\u00edm byt\u011b, toti\u017e plat\u00ed nejen skute\u010dn\u00e9 n\u00e1klady souvisej\u00edc\u00ed s takov\u00fdm bydlen\u00edm, ale i pen\u00edze navrch, kter\u00e9 majitel pronaj\u00edman\u00e9ho bytu strk\u00e1 do vlastn\u00ed kapsy. Tak\u017ee je toto bydlen\u00ed ne\u00fam\u011brn\u011b drah\u00e9. A takov\u00e9 velk\u00e9 v\u00fddaje sou\u010dasn\u011b i sni\u017euj\u00ed nad\u011bji lid\u00ed bydl\u00edc\u00edch v n\u00e1jmu, \u017ee se n\u011bkdy zm\u016f\u017eou na bydlen\u00ed vlastn\u00ed. Proto\u017ee se p\u0159i takov\u00fdch velk\u00fdch v\u00fddaj\u00edch u\u017e jen t\u011b\u017eko \u0161et\u0159\u00ed na vlastn\u00ed domov.Daleko v\u00edce podporuji rozhodnut\u00ed lid\u00ed, kte\u0159\u00ed si cht\u011bj\u00ed sv\u016fj byt nebo rovnou d\u016fm koupit do soukrom\u00e9ho vlastnictv\u00ed. Ale ch\u00e1pu, \u017ee tak nemohou \u010dinit mnoz\u00ed z t\u011bch, kdo by tak \u010dinit cht\u011bli. Ne ka\u017ed\u00fd m\u00e1 na koupi podobn\u00e9 nemovitosti dostatek pen\u011bz. I kdy\u017e\u2026I kdy\u017e kdyby lid\u00e9 \u017eij\u00edc\u00ed nedobrovoln\u011b n\u011bkde v n\u00e1jmu nebo t\u0159eba dokonce je\u0161t\u011b u sv\u00fdch rodi\u010d\u016f nebo v n\u011bjak\u00e9m provizoriu cht\u011bli, na\u0161li by zp\u016fsob, jak si sv\u016fj vlastn\u00ed d\u016fm po\u0159\u00eddit. Kdyby tito v\u011bd\u011bli, \u017ee existuje i nebankovn\u00ed hypot\u00e9ka na bydlen\u00ed, t\u0159eba by si ji vzali a s jej\u00ed pomoc\u00ed by si postavili sv\u016fj vlastn\u00ed d\u016fm. Sice by se na n\u011bjakou dobu zadlu\u017eili, ale z\u00edskali by t\u00edm vlastn\u00ed domov a vyhnuli se tak po jeho postaven\u00ed povinnosti platit p\u0159emr\u0161t\u011bn\u00e9 n\u00e1jmy. A v kone\u010dn\u00e9m d\u016fsledku by na tom je\u0161t\u011b vyd\u011blali, proto\u017ee by t\u00edm z\u00edskali svou nemovitost. Kter\u00e1 je v dne\u0161n\u00ed dob\u011b, jak v\u0161ichni velice dob\u0159e v\u00edme, n\u00e1ramn\u011b lukrativn\u00ed z\u00e1le\u017eitost\u00ed. Majetkem, kter\u00fd se n\u00e1m lidem rozhodn\u011b vyplat\u00ed m\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chcete si postavit d\u016fm?","item":"https:\/\/www.ipap.cz\/chcete-si-postavit-dum\/#breadcrumbitem"}]}]